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Financial calculators

Free tools for borrowing and investing decisions. Each calculator answers one specific question, shows its formula, and explains what the result means for you.

Which calculator do I need?

Loans & EMI

  • EMI Calculator

    Monthly instalment, total interest and full amortization schedule for any reducing-balance loan.

    Use it to answer: What will my monthly instalment be, and how much interest will I pay?

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  • Loan Calculator

    Compare the true cost of personal, education, vehicle or business loans by amount, rate and tenure.

    Use it to answer: What does this loan really cost me over its full term?

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Investing

  • SIP Calculator

    Estimate how a fixed monthly investment could grow over time at an assumed rate of return.

    Use it to answer: How much could my monthly SIP be worth after a number of years?

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Property

  • Home Loan Calculator

    Work out loan amount, EMI, LTV and total upfront cash from property price and down payment.

    Use it to answer: How much cash do I need, and what will I pay each month to buy this home?

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  • Home Loan EMI Calculator

    Home loan EMI with year-by-year amortization and the impact of rate and tenure changes.

    Use it to answer: What is the EMI on my home loan and how do rate or tenure changes affect it?

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Coming soon

We are working on more calculators for property, income and long-term planning.

  • Home Affordability Calculator
  • Loan Eligibility Calculator
  • Rent vs Buy Calculator
  • Loan Prepayment Calculator
  • Property Purchase Cost Calculator
  • Salary Calculator
  • Income Tax Calculator
  • Investment Calculator
  • Retirement Calculator
  • Car Loan Calculator